We started Sallus in response to Congress passing the SECURE Act, the most sweeping 401(k) legislation since the 1970s, which created the concept of a Pooled Employer 401(k) Plan (PEP). PEPs provide for the establishment of large 401(k) plans where thousands of small businesses can now join together and through economies of scale, enjoy the same retirement savings options for their employees as large companies with big budgets, but at a fraction of the cost.