Transfers

Transfer your client’s current 401(k) to the Sallus Retirement Pooled Employer Plan to reduce their cost and fiduciary risk while reducing your administrative burden.

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Help your clients become a Member of the small business 401(k) community

The Sallus small business retirement plan is a “Pooled” Employer 401k Plan (PEP). PEPs provide for the establishment of large 401(k) plans where thousands of small businesses can now join together and through economies of scale, enjoy the same retirement savings options for their employees as large companies with big budgets, but at a fraction of the cost.

affordable pricing

Including investment management fees and advisor compensation the Sallus PEP comes in at a cost of 90 bps.

This compares favorably to small plan industry averages.

2024 401ksource.com 401(k) averages book

administrative ease and REduced fiduciary risk

Reduce the fiduciary risk for both you and your client. Sallus is a fully independent fiduciary, which means we only have you and your client’s very best interests in mind.

The Sallus PEP structure also reduces your administrative burden.

the 401(k) features small businesses owners need

Small businesses have unique needs in a 401(k) plan that large companies do not. At Sallus, we have built-in features that meet those needs.

Auto Enrollment

Employees are automatically enrolled  in the plan at a 6% savings rate. They may opt out of the plan or change savings rates  at any time.

Auto Increase

Participants’ savings rates are increased by 1% each year until they reach 10%. They may opt out or change their savings rate at any time.

Auto Investments

Sallus auto investment options by top investment manager partners help to maximize savings and retirement outcomes.

Safe Harbor Plan Designs

Safe harbor plan designs let you bypass most 401(k) discrimination testing and allow all employees to maximize their savings.

Profit Sharing

Certain small business scenarios allow for higher business owner personal savings limits through profit sharing contributions.

Loans & Withdrawals

When life’s unexpected events occur, participants can access their funds through qualified withdrawals or loans.

Digital Experience

Sallus plans are built on an easy-to-use digital platform. Employers and employees can access and view their accounts 24×7.

Painless Payroll

Flexible 401(k) payroll integration is essential. You will be assigned an experienced payroll concierge to set you up with the best solution.

Employer/ee Guidance

Know what you need to, when you need to. Easy-to-digest notifications and reporting come standard and are digitally delivered.